Terms of Service

1. About These Terms

These terms of service govern your use of the Cogno AI Ltd website and services, including DIY Tax Return. By accessing or using our services, you agree to be bound by these terms.

Cogno AI Ltd is a company registered in England and Wales (Company Number: 16811357) with its registered address at The Courtyard, Hemel Hempstead, Hertfordshire HP1 1LF, United Kingdom.

2. Our Services

Cogno AI provides AI-powered financial intelligence services including automated tax filing, financial analysis, and related tools. Our services are designed to assist with financial tasks but do not constitute financial or tax advice.

3. User Responsibilities

• You must provide accurate and complete information
• You are responsible for maintaining the security of your account
• You must not misuse our services or attempt to access them through unauthorised means
• You are responsible for ensuring tax return accuracy before submission to HMRC

4. Intellectual Property

All content, features, and functionality of our services are owned by Cogno AI Ltd and are protected by international copyright, trademark, and other intellectual property laws.

5. Limitation of Liability

While we strive for accuracy, our AI-powered tools are provided as aids and do not replace professional financial or tax advice. Cogno AI Ltd shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

6. Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

7. Contact Us

For questions about these terms, please contact us at: